Skip to main content

Master Your Money, Keep Your Privacy: Introducing SMART Budget

Managing your finances often feels like a trade-off: you either get convenience and AI insights, or you get privacy. Usually, you have to hand over your bank login credentials and transaction history to a third-party server to get good analytics.

We believe you shouldn't have to choose.

We are proud to introduce SMART Budget, a revolutionary new personal finance manager that combines cutting-edge AI intelligence with a strict Local-First, Zero-Knowledge architecture in your language.



🔒 Privacy That Actually Means Privacy

Most finance apps store your data on their servers. SMART Budget is different. We built it with a Zero-Knowledge Architecture.
  • Your Data, Your Device: All your financial data is encrypted and stored locally on your device using IndexedDB. It never touches our servers.
  • You Hold the Keys: We use a 12-word recovery phrase (similar to secure cryptocurrency wallets). This acts as your master key. Because we don't have this key, we literally cannot see your data even if we wanted to.
  • No "Forgot Password" Backdoors: This is true privacy. Since only you have the keys, only you can access the account.


🧠 AI That Works for You

Just because it's private doesn't mean it's not smart. We allow you to utilize powerful AI agents that run directly in your browser to automate the tedious parts of tracking money.
  • Smart Import: Drag and drop bank statements (PDF, CSV, or Image). AI "Extractor" and "Categorizer" agents will parse the messy data and organize it automatically.
  • Receipt Scanner: Snap a photo of a receipt, and the AI instantly extracts the merchant, date, and amount.
  • Your Personal AI Advisor: Chat with an AI that understands your specific financial context to get personalized advice on spending, budgeting, and goals.



💼 A Complete Financial Picture

SMART Budget isn't just for tracking coffee purchases. It is a comprehensive wealth management tool designed to track your entire net worth.
  • Multi-Asset Tracking: Manage cash, cryptocurrency (BTC, ETH), stocks/ETFs, and even real estate all in one place.
  • Debt Avalanche: Visualize and optimize your debt repayment strategy.
  • Interactive Analytics: Spot trends, detect anomalies, and forecast future spending with beautiful, responsive charts.



🌍 Access Anywhere, Securely

Need to switch devices? We offer an optional Cloud Sync (via your own Google Drive) so you can keep your data synchronized across your phone and desktop without ever exposing unencrypted data to us.

Whether you are an expat needing multi-currency support (USD, EUR, JPY, INR, and more) or a privacy enthusiast looking for a secure way to budget, SMART Budget is built for you.




🚀 Try the Beta Today

Ready to take control of your wealth without compromising your data?

SMART Budget

Popular posts from this blog

Creating a Media Player in Python: Using Tkinter and Pygame to Control and Play MP3 and MP4 files

Creating a Media Player in Python: Using Tkinter and Pygame to Control and Play MP3 and MP4 files A media player program in Python using the Tkinter library for the GUI and the Pygame library for playing audio and video files:  Import statements: The program first imports the required libraries - tkinter as tk, filedialog, and messagebox from tkinter, and pygame. GUI setup: The Tk() method is used to create the main window of the application, and its title and dimensions are set using the title() and geometry() methods. Pygame initialization: The Pygame library is initialized using the pygame.init() method. Function definitions: The program defines several functions that perform different actions in the media player, such as browse_file() which opens a file dialog to select a file, play_file() which plays the selected file using Pygame's mixer module, pause_file() which pauses the playing file, resume_file() which resumes the playing file, stop_file() which stops the playing file, ...

How to Create a Simple Image Viewer with Python?

How to Create a Simple Image Viewer with Python? In this article, we will go through the steps of creating a simple image viewer app using Python's GUI library Tkinter. This app allows the user to navigate through a folder of images, viewing each one in turn. Introduction Have you ever wanted to view a folder of images in an organized manner? Well, look no further! With a little bit of Python code, you can create a simple image viewer that does exactly that. We'll be using Tkinter, a popular Python GUI library, to make this app. Building the App The first step in building the image viewer app is to import the required libraries and create a GUI window using Tkinter. You'll then need to specify the dimensions of the window, as well as its title, font, and other visual elements. Once the window is set up, you can start adding widgets to it. In this case, we'll be using label widgets to display the images. To navigate through the images, we'll add buttons for "Nex...

Python Interview Questions: Python Cache

Python Interview Questions: Python Cache  Can you explain how you would use decorators in Python to add caching functionality to a specific function in a large application, and how you would handle cache invalidation? Yes, I can explain how to use decorators in Python to add caching functionality to a specific function in a large application and how to handle cache invalidation. First, I would create a decorator function called "cache" that takes in the function to be decorated as an argument. Inside the decorator function, I would define a dictionary to store the function's results, with the function's arguments as the keys and the results as the values. Next, I would create a nested function called "wrapper" which would check if the function's arguments existed in the dictionary. If they do, it will return the cached result. If they don't, it would call the original function, store the result in the dictionary, and then return the result. The decor...

Build an AI-Powered Task Management System with OpenAI and Pinecone APIs

AI-Powered Task Management System with Python and OpenAI: A Pared-Down Version of Task-Driven Autonomous Agent If you're looking for a Python script that demonstrates an AI-powered task management system, look no further than BabyAGI. This script utilizes the APIs of OpenAI and Pinecone to prioritize, create, and execute tasks based on a predefined objective and the result of previous tasks. Build an AI-Powered Task Management System with OpenAI and Pinecone APIs The main idea behind BabyAGI is that it takes the result of previous tasks and creates new ones based on the objective using OpenAI's natural language processing (NLP) capabilities. Pinecone is then used to store and retrieve task results for context. Although it's a pared-down version of the original Task-Driven Autonomous Agent, it still packs a punch in terms of its functionality.  How It Works The script works by running an infinite loop that goes through the following steps: Pull the first task from the task l...

Twitter and eToro team up for Blue Badge Monetization

Elon Musk has made a surprising move by partnering with eToro, one of the world's leading trading platforms, to offer share and crypto trades within Twitter. This acquisition and partnership is expected to change the landscape of social media and revolutionize the way we invest and trade. With over 330 million monthly active users, Twitter is one of the largest social media platforms in the world, and this integration will allow users to buy and sell stocks and cryptocurrencies without leaving the app. This has the potential to democratize investing and trading, making it more accessible to the masses. One of the advantages of this partnership is the convenience it provides to everyday people. With just a few clicks, users will be able to access real-time market data and trade a variety of assets, including stocks, cryptocurrencies, and commodities. This will save time and effort for those who are interested in investing but may not have the knowledge or resources to do so. Moreove...